2022 Beike Beijing Marathon Participants Notice of Insurance

Dear contestant:

As the Sponsor of the 2022 Beike Beijing Marathon, The People's Insurance Company (Group) Of China Limited is honored to provide you with a full range of insurance protection during this year's schedule and to escort this event.

The Beijing Marathon Organizing Committee has uniformly insured the insurance products of The People's Insurance Company (Group) Of China Limited for you during the race. Participants and race staff who have obtained the race qualifications for the race can be covered by insurance coverage.

In order to help you better understand the insurance plan and protect your rights and interests, we hereby make the following notice:

Insurance plan:

Special Note:                                                                                                                                  

If the insured is under the age of 18, the death benefit due to accidental injury and sudden acute illness (including sudden death) is 100,000 yuan.

Disability caused by accidental injury shall be paid according to the disability level of "Personal Insurance Injury Evaluation Standards and Codes" (JR/T 0083-2013).

Participants should take their own safety measures in accordance with the requirements of the event organizer, obey the arrangements of the event organizer, and conceal information for individuals who engage in private activities alone, violate the measures of the event organizer, fail to comply with regulations and requirements, and conceal information. Yes, it is not covered by insurance.

Insurance period: November 6, 2022 (Sunday) 0:00-24:00

Definition:

Accidental injury: Refers to the injury to the body caused by an external, sudden, unintentional, or non-disease objective event that is directly and solely caused by it.

Sudden illness: refers to an acute illness that will endanger the life and safety of the insured who occurs suddenly and is not treated in time. Does not include: HIV infection or AIDS, genetic diseases, congenital malformations, deformities or chromosomal abnormalities, , pre-existing diseases, etc.

Sudden death: refers to the sudden death caused by potential diseases, physical dysfunction or other non-external causes, after the onset of acute symptoms, subject to the diagnosis of the hospital or the appraisal of the public security and judicial organs.

Insurance claims:

During the competition, The People's Insurance Company (Group) Of China Limited will dispatch professional claims settlement personnel to follow up the competition activities and be stationed in important designated hospitals designated by the organizing committee to provide convenient claims settlement services. If an insurance liability accident occurs, please report to our company in time.

Report telephone: 95518

Online direct indemnity process: For small medical cases (under 1,000 yuan), PICC P&C has opened a direct indemnity service. If there is an accident, it will be settled directly with the designated hospital for the event without the athlete paying medical expenses in advance.

Subsequent claims settlement process: For large-amount medical cases (over 1,000 yuan), PICC P&C will arrange claims specialists to collect claims data and follow up the case, open a green channel for claims settlement, and reimburse the compensation to the athletes based on the bills.

Matters needing attention in claims:

Claim extension period: If the insurance period expires and the insured’s treatment has not ended, the company’s insurance liability period can be extended according to the following agreement: Outpatient and emergency treatment, starting from the day after 7 days from the date of the accidental injury. The calculation is limited to 15 days; if the insured is still hospitalized for 7 days from the date of the accidental injury, the calculation shall be calculated from the day after the 7-day expiration of the accidental injury, and until the day of discharge, The maximum period is 90 days.

Hospitals: Medical expenses paid by the insured for receiving treatment in second-level and above (including second-level) hospitals within the territory of the People’s Republic of China and complying with the scope of reimbursement stipulated by the local social medical insurance authority are within the scope of the medical insurance amount. 100% payment of medical insurance money.